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B.Com in FinTech Course Fees, Admission, Syllabus, Subject, Job, Salary, Career & More

B.Com in FinTech is a special undergraduate course that mixes finance with technology. Think of it like your normal B.Com, but with extra subjects about the latest financial technologies like digital payments, blockchain, and data analytics. In today’s India, where everything is becoming digital, from paying for chai with a QR code to investing in stocks online, this course has become very popular. It is a great choice for students who find both commerce and technology interesting. If you are curious about how money and technology work together and want to build a career in this fast-growing area, the B.Com in FinTech course is for you.

Quick Information About B.Com in FinTech

Here is a simple table to give you a quick look at the main details of the course.

Course Name Bachelor of Commerce in Financial Technology (B.Com in FinTech)
Course Level Undergraduate (UG) Degree.
Duration 3 Years (divided into 6 semesters).
Eligibility Passed 10+2 (or equivalent) with a minimum of 50-55% marks, usually from the commerce stream. Some colleges might require Maths as a subject.
Average Fee (Govt and Private) Government colleges can be cheaper, while private college fees can range from ₹99,000 to ₹2,50,000 per year. For example, some private universities charge around ₹1,45,000 per year.
Common Career Paths Financial Analyst, Data Analyst, Blockchain Specialist, Digital Payment Specialist, Risk and Compliance Analyst.

B.Com in FinTech Course Overview

The B.Com in FinTech course is designed to teach you how technology is used to improve and automate financial services. You will learn the basics of commerce, like accounting and economics, but you will also study new topics like how digital banks work, what blockchain and cryptocurrency are, and how companies use data to make financial decisions. This course is very useful because the FinTech industry in India is growing very fast. By doing this course, you will learn important skills like financial analysis, data analysis, risk management, and understanding digital payment systems. These skills are in high demand in the job market.

B.Com in FinTech Eligibility Criteria

To get into the B.Com in FinTech course, there are a few simple requirements you need to meet. Here are the main points:

  • Educational Qualification: You must have passed your 10+2 or an equivalent exam from a recognised board. Most colleges prefer students from the commerce stream, but some also accept students from the science stream.
  • Minimum Marks: You usually need to have at least 50% to 55% marks in your 12th standard exams. This can be a little different for different colleges.
  • Subjects Needed: Some colleges may require you to have studied Mathematics and English as core subjects in your 10+2.
  • Entrance Exams: Some universities might ask you to clear an entrance exam for admission. However, many colleges also offer direct admission based on your 12th-grade marks.
  • Age Limit: There is sometimes an age limit, which is usually between 19-21 years for this course.

Here is a small table to make it even clearer:

Requirement Details
Education 10+2 or equivalent (Commerce or Science stream).
Marks Minimum 50% to 60% aggregate.
Entrance Exam May be required by some universities.
Admission Basis Can be based on entrance exam scores or merit (12th marks).

B.Com in FinTech Admission Process in India

The admission process for B.Com in FinTech can be different from one college to another. Generally, you can apply online through the college’s official website. Some colleges might have an offline application process as well. For admission, some universities conduct their own entrance exams. Many private colleges have their own tests, while some might consider national-level scores. However, a lot of colleges, both government and private, also give admission directly based on the marks you scored in your 12th board exams. They will release a merit list, and if your marks are above the cut-off, you will be called for counselling and document verification.

B.Com in FinTech Course Fees in India

The fees for the B.Com in FinTech course can vary a lot depending on whether you choose a government or a private college. Government colleges are usually much more affordable. Private colleges, on the other hand, can have higher fees but may offer more modern facilities and industry connections. Many institutions also offer scholarships and reservations for eligible students, which can help in reducing the financial burden.

College Type Approximate Annual Fees (in INR)
Government College Fees are generally lower. For example, some government-aided university departments might have very low fees.
Private College ₹99,000 to ₹2,50,000 per year. Some universities may charge around ₹1,45,000 to ₹2,17,000 annually.

B.Com in FinTech Subjects and Syllabus

The syllabus for B.Com in FinTech is a mix of traditional commerce subjects and modern technology-focused subjects. The course is spread across six semesters over three years. While the exact subjects can differ between universities, here is a general idea of what you will study.

Core Subjects often include:

  • Financial Accounting
  • Business Economics
  • Corporate Accounting
  • Introduction to FinTech
  • Blockchain & Cryptocurrency Fundamentals
  • Data Analytics
  • Digital Banking and Payments
  • Cyber Security in Finance
  • Financial Management
  • Capital Markets

In the final year, you will likely have elective subjects to choose from, allowing you to specialize in an area of your interest. You may also have to work on practical projects or do an internship to gain real-world experience.

B.Com in FinTech Career Scope and Job Opportunities

After completing your B.Com in FinTech, you will find many job opportunities waiting for you. The FinTech industry in India is booming, and companies are always looking for people with the right skills. You can find jobs in both the private and government sectors.

Private sector jobs are available in:

  • FinTech startups like Paytm and Razorpay.
  • Big multinational companies (MNCs) and consulting firms like Ernst & Young, Deloitte, and PwC.
  • Banks and financial institutions that are adopting new technologies.

Government sector jobs can be found in banking and financial regulation bodies.

If you want to study further, you can go for an M.Com, MBA in Finance, or other specialized postgraduate courses in FinTech. The job growth in this field is expected to be very high in the coming years as India moves towards a more digital economy.

Salary Expectations and Career Path After B.Com in FinTech

The salary you can expect after a B.Com in FinTech degree is quite good and can increase significantly with experience. An entry-level professional can start with a decent package, and as you gain more skills and experience, your salary will grow.

Job Role Average Entry-Level Annual Salary (in INR) Mid-Level to Senior-Level Annual Salary (in INR)
Financial Analyst ₹3,00,000 – ₹6,00,000. ₹8,00,000 – ₹15,00,000+.
Data Analyst ₹3,00,000 – ₹5,00,000 ₹7,00,000 – ₹12,00,000+
Blockchain Developer/Specialist ₹4,00,000 – ₹7,00,000 ₹10,00,000 – ₹20,00,000+
Risk and Compliance Analyst ₹4,00,000 – ₹6,00,000 ₹8,00,000 – ₹15,00,000+.
Product Manager (FinTech) ₹5,00,000 – ₹8,00,000 ₹12,00,000 – ₹25,00,000+.

Note: These salary figures are approximate and can vary based on the company, location, your skills, and the college you graduated from.

Top Colleges in India for B.Com in FinTech Course

Many universities and colleges in India have started offering the B.Com in FinTech course. Here are some of the popular ones:

Name of College/University City/State Admission Process Highlights
MIT World Peace University (MIT-WPU) Pune, Maharashtra Based on Entrance Exam (MIT-WPU CET) and Personal Interview. Industry-updated curriculum, focus on practical projects.
Chandigarh University Chandigarh, Punjab Based on 10+2 marks (minimum 50%). Offers B.Com (Hons) in FinTech, with a focus on real-world exposure.
Manav Rachna International Institute of Research and Studies (MRIIRS) Faridabad, Haryana Based on 10+2 marks (minimum 50%). Focus on subjects like blockchain, AI in finance, and cybersecurity.
Amrita Vishwa Vidyapeetham Kochi, Kerala Based on merit and an interview process. Offers B.Com (Honours) in FinTech.
GLS University Ahmedabad, Gujarat Based on 10+2 marks (Commerce or Science stream). Includes a FinTech ISDC certification upon graduation.
Jain (Deemed-to-be University) Bangalore, Karnataka Based on 10+2 marks. Offers industry-integrated program with IBM certificate.
Hindustan Online – CODE Chennai, Tamil Nadu Based on 10+2 marks. Offers an online B.Com in FinTech program.

Final Words About B.Com in FinTech

Choosing the right course after the 12th is a big decision for students and their parents. The B.Com in FinTech course is a modern and smart choice for those who want a career in the ever-growing financial technology sector. It gives you the best of both worlds – a strong foundation in commerce and the latest knowledge of technology. This can lead to exciting and well-paying jobs right after graduation. Before making a final decision, it is always a good idea to check the official websites of the colleges you are interested in for the most updated information on fees, admission, and syllabus. If you have any more questions or doubts, feel free to ask in the comments below!

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